Get online loans Alabama residents can count on with Sun Loan’s simple application process.
From Birmingham to Mobile, we help Alabama families access the funds they need with straightforward terms and personalized service.
Why Choose Sun Loan for Online Loans in Alabama?
Sun Loan makes getting online loans in Alabama straightforward and stress-free. Since opening our first location, we’ve focused on providing clear terms, competitive rates, and the kind of personal attention you won’t find with typical online lenders. We understand local needs and work hard to ensure every borrower gets the support they deserve.

Apply with no impact to your credit score1
Looking for online installment loans with no credit check in Alabama? While all lenders will review your credit, we start with a soft credit check that won’t impact your score.

Quick, same-day funding
Life doesn’t wait, and neither should you. Once approved, we work to get your funds deposited as soon as the same day, helping you handle whatever financial need you’re facing.

Get up to $5,000
Whether you need $200 or $5,000, we offer loan amounts to match your situation. Our installment loans in Alabama provide the right amount of funding when you need it most.

Affordable monthly payments
We work with you to find a loan amount with monthly payments that fit your budget. Then, manage everything from making payments to requesting a new loan in our easy online portal.
Learn Why Alabama Borrowers Prefer Us for Online Loans
When it comes to online installment loans in Alabama, experience matters. Our dedication to exceptional service and understanding of local needs make us a trusted choice across the state. We focus on building lasting relationships through honest communication and fair lending practices.
Amanda took a difficult situation and turned it completely around for me. I can’t thank her enough for such considerate and professional service. I never thought I would be so happy with a loan experience. I would recommend for anybody who could use a little help to call or stop in to the Broken Arrow Sun Loan office. Even when I went to pay off my loan, Shanta’ was extremely friendly and efficient. Thank you both so much! You made all the difference.
The staff there are great. They are friendly, courteous and very professional. It’s good to have a business around when you need a little extra to get you through until your payday. I have been a customer for awhile and would recommend Sun Loan to everyone who needs a little help.
I love Sun Loan and Sarah Snyder is the she always helps and makes sure my taxes get done right. And she always has a smile on her face. So if your looking for somebody to do your taxes or to get an loan stop by and let Sarah help you.
What can I say about this place! Gloria and her staff are amazing, not only to they make you feel comfortable but they exceed every expectations to help your needs. I’ve dealt with other bigger loans but this one is by far the best one yet! And best part of it all is that it actually helps your credit too! For those who need it… highly recommended and veteran friendly too! Thanks Sun Loan
Kenny was very helpful and friendly! He called me by name instead of just mam. I have never felt more welcome in a place as I was in his office today! I would recommend them to anyone who needed a little financial help!! Thanks for a great experience Sun Loan
Veronica was a huge help, I’m working towards building my credit and she was able to get me approved! Everything was super simple and fast. She also gave me advice to help build faster. Thanks again Veronica ❤️
How to Apply for an Online Loan in Alabama
Getting started with Sun Loan is simple and convenient — exactly what you need when managing your finances.

1. Complete an online application
Fill out our secure form from any device — it takes just minutes to share your basic information.

2. Receive your funds quickly
After approval, we’ll deposit your funds directly into your bank account. Many borrowers see these funds go through the same day they apply.
Committed to Serving Alabama Residents
Sun Loan brings convenient lending solutions to communities across Alabama. With branches throughout the state, we proudly serve our neighbors with online loans.
Find the Right Online Loan in Alabama for You
Need money for a specific purpose? Our flexible installment loans are designed to help with life’s expenses, both planned and unexpected:
Online Loans in Alabama: FAQs
To start your online loan application, you’ll need to meet these requirements:
- A current government-issued ID
- Proof of income
- Working phone number and email address
- Must be at least 18 years old
- Must currently live in Alabama
Remember, we’re here to help if you have questions about any required documents.
While some lenders offer specialized financing with strict limitations, our online installment loans in Alabama provide more flexibility. You can use your funds for:
- Vehicle maintenance and repairs
- Home improvements
- Medical expenses
- Special events
- Debt consolidation
- Emergency expenses
- Major purchases
We offer personal online installment loans in Alabama from $153 to $5,000 based on your income and existing obligations.
Our process for providing installment loans online in Alabama moves quickly to get you the funds you need. Here’s what it looks like:
- Loan application review: Once you submit your application, our team begins processing it right away.
- Approval decision: After we verify your information, you’ll receive a response about your loan approval.
- Document verification: We’ll confirm any required documentation to finalize your loan.
- Fund transfer: Upon approval, we initiate the transfer to your bank account.
Many approved applications complete this process the same business day, allowing you to access your funds quickly when you need them.
Absolutely! Our digital application for personal installment loans is designed for simplicity while maintaining security. Plus, our dedicated team is ready to help. There are several ways to get in touch with us, such as:
- Phone support at (800) SUN-LOAN during business hours
- In-branch assistance at any location. Walk-ins welcome!
1For the initial purposes of pre-qualifying you for a loan, we will use credit information from one or more Credit Reporting Agencies. This information is pulled using a “soft” credit inquiry, which does not impact your credit score. If you are approved for and accept the loan, we will obtain a complete Consumer Credit Report from one or more Credit Reporting Agencies; this request for a credit report will result in a “hard” credit inquiry and may impact your credit score.