Online Loans – Simple, Flexible, & Quick

Apply for personal loans online in minutes.

Get quick approval and same-day funding!

Why Choose Sun Loan for Personal Installment Loans Online?

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Applying does not impact your credit score1

Apply and explore your options risk-free.

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Same-day funding

Need money fast? Once your online personal loan is approved, same day funding may be available.

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Affordable monthly payments

When you get big or small personal loans online, we make them easy to repay with payments that fit your budget.

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Simple online application

Apply for a loan online in minutes from your phone or computer.

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Personalized call center support

Our team provides the same personalized attention over the phone as in person.

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Get up to $10,0002

Whether you need a little or a lot, we offer loans from $150 to $10,000.

Discover Why 50,000+ Customers Trust Sun Loan

With over 30 years of experience and thousands of 5-star reviews, Sun Loan is a trusted partner in personal lending, offering reliable support and tailored solutions through our many local branches. Experience the difference of a team that puts your satisfaction first.

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Check loan amounts in your state2

Loan amount: $XXX – $XXX

How to Apply for a Loan Online

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1. Fill out an application online

Complete your application in minutes from your phone or computer.

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2. Receive your money as soon as the same day

After approval and e-signature of the loan documents, we’ll deposit the funds into your back account.

Online Loans FAQs

Whether you need an auto loan, home improvement loan, or loan for your wedding, our online loan process is designed to be fast and simple. Click the “Apply Today” button and complete our easy online application. You’ll need your ID, proof of income, bank account information, and proof of residence. 

Once submitted, our team will review your application as soon as possible during business hours. If approved, you may receive your funds that same day. The entire process happens remotely — no need to visit a branch unless you prefer face-to-face service.

Speed is one of the biggest advantages of our online loans. Application review typically takes minutes to complete. Once approved, we move quickly to process your loan. Most customers receive their funds the same business day when applications are submitted during regular business hours. 

The exact time it takes to see the money depends on how fast your bank can deposit the money into your account, but we do everything on our end to get you approved and funded as fast as possible. Our team is always available to answer questions about your loan’s progress.

Yes! We help customers with all types of credit situations. Our installment loans online are designed to be accessible to everyone, regardless of credit history. Instead of focusing only on your credit score, we consider multiple factors like:

  • Your current income and employment stability
  • Your ability to make monthly payments
  • Your recent banking history
  • Your residence stability
  • Your overall financial picture

Many of our customers have successfully received bad credit loans despite previous credit challenges. 

Looking for ways to manage your debt? We also offer debt consolidation loans to simplify your finances. 

We give everyone a chance at approval and work hard to find loan options that fit your situation. Plus, making regular payments on your loan can help build positive credit history for the future.

Ready to apply?

Apply Now

1For the initial purposes of pre-qualifying you for a loan, we will use credit information from one or more Credit Reporting Agencies. This information is pulled using a “soft” credit inquiry, which does not impact your credit score. If you are approved for and accept the loan, we will obtain a complete Consumer Credit Report from one or more Credit Reporting Agencies; this request for a credit report will result in a “hard” credit inquiry and may impact your credit score.
2Loan amounts vary by state. State limits for minimum and maximum loan amount subject to change.